Welcome to your Cycle to Work Scheme homepage.
Thank you for choosing to make a change to a healthier and more active lifestyle by taking advantage of the fantastic savings available through the Cycle to Work Scheme. We're happy to be providing you with all the equipment you need to adopt a healthy & sustainable mode of transport.
What is the scheme?
The Cycle to Work Scheme is a Government backed initiative that enables you to obtain a bike and/or cycling accessories to use for riding to work whilst making tax and National Insurance savings from your Gross pay. You choose your perfect combination of bike and accessories and then rent the equipment through salary sacrifice from Scottish Midland Co-operative Society Ltd
What is Salary Sacrifice?
A salary sacrifice happens when you give up the right to receive part of your salary due. The salary sacrifice enables you to pay back the loan on your bike, accessories and safety equipment from gross rather than net pay for the hire period, allowing you to benefit from income tax and NI relief which is where savings are accrued. Typical savings on the scheme can be up to 40% for basic rate tax payers, and 49% for higher rate tax payers, but the actual amount you pay depends on your personal tax band.
How to Order?
Our ordering process couldn't be simpler, use the banner above to browse the UK's largest selection of brands and bikes to find the model that suits you. Once you have chosen your bike and any accessories, use the check out to confirm your selection. A member of the Cycle Solutions order fulfilment team will call you to check everything is correct and we will pick and ship your tailor made package direct to your door.
Please be aware that your additional scheme discount is not valid on local bike shop orders nor on items that are already on sale greater than or equal to 12%.